What is the True Cost of the Elimination Period?
Examples Based on a $200.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$36,000
$18,000
$12,000
$6,000
$0
53
$37,800
$18,900
$12,600
$6,300
$0
54
$39,690
$19,845
$13,230
$6,615
$0
55
$41,675
$20,837
$13,892
$6,946
$0
56
$43,758
$21,879
$14,586
$7,293
$0
57
$45,946
$22,973
$15,315
$7,658
$0
58
$48,243
$24,122
$16,081
$8,041
$0
59
$50,656
$25,328
$16,885
$8,443
$0
60
$53,188
$26,594
$17,729
$8,865
$0
61
$55,848
$27,924
$18,616
$9,308
$0
62
$58,640
$29,320
$19,547
$9,773
$0
63
$61,572
$30,786
$20,524
$10,262
$0
64
$64,651
$32,325
$21,550
$10,775
$0
65
$67,883
$33,942
$22,628
$11,314
$0
66
$71,278
$35,639
$23,759
$11,880
$0
67
$74,841
$37,421
$24,947
$12,474
$0
68
$78,583
$39,292
$26,194
$13,097
$0
69
$82,513
$41,256
$27,504
$13,752
$0
70
$86,638
$43,319
$28,879
$14,440
$0
71
$90,970
$45,485
$30,323
$15,162
$0
72
$95,519
$47,759
$31,840
$15,920
$0
73
$100,295
$50,147
$33,432
$16,716
$0
74
$105,309
$52,655
$35,103
$17,552
$0
75
$110,575
$55,287
$36,858
$18,429
$0
76
$116,104
$58,052
$38,701
$19,351
$0
77
$121,909
$60,954
$40,636
$20,318
$0
78
$128,004
$64,002
$42,668
$21,334
$0
79
$134,404
$67,202
$44,801
$22,401
$0
80
$141,125
$70,562
$47,042
$23,521
$0
81
$148,181
$74,090
$49,394
$24,697
$0