How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,8301
Age Premiums Paid Daily Benefit
3% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,830
$200
9
53
$3,660
$206
18
54
$5,490
$212
26
55
$7,320
$218
34
56
$9,150
$225
41
57
$10,980
$232
47
58
$12,810
$239
54
59
$14,640
$246
60
60
$16,470
$253
65
61
$18,300
$261
70
62
$20,130
$269
75
63
$21,960
$277
79
64
$23,790
$285
83
65
$25,620
$294
87
66
$27,450
$303
91
67
$29,280
$312
94
68
$31,110
$321
97
69
$32,940
$331
100
70
$34,770
$341
102
71
$36,600
$351
104
72
$38,430
$362
106
73
$40,260
$373
108
74
$42,090
$384
110
75
$43,920
$396
111
76
$45,750
$408
112
77
$47,580
$420
113
78
$49,410
$433
114
79
$51,240
$446
115
80
$53,070
$459
116
81
$54,900
$473
116

1. Interest credited at the end of the year. Hypothetical premium based on $ $200/Day, 100% Home Health, Three Year, 3% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.